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Employee Benefits and Investment Consultants




Consultant depth is our strong point at Bolton Partners. The leaders of our two divisions each have 30 years of senior consulting experience in their respective fields:









     >> Thomas B. Lowman, FSA, EA, FCA, MAAA

         Pension & Retirement Services, Chief Actuary

    Thomas B. Lowman is the Chief Actuary at Bolton Partners, Inc. He has been a Fellow in the Society of Actuaries, an Enrolled Actuary, and a member of the American Academy of Actuaries since 1982. Tom is a nationally recognized expert in the design, funding, and administration of retirement and post retirement medical plans. He has written and spoken extensively on national retirement issues, including seminars on:


    •  DROP (Deferred Retirement Option Plan) Programs

    •  Cash Balance Plans

    •  GASB 45 & FAS 106

    •  Financial Economics


    Some of the groups that Tom has made presentations to include:


      •  Society of Actuaries

      •  Conference of Consulting Actuaries

      •  American Academy of Actuaries

      •  New York Actuaries Club

      •  Mid Atlantic Actuaries Club


    Tom has served as an actuarial consultant to cities & counties, private employers, multi-employer plans, and the Federal government. Tom has been the Chair of several Society of Actuaries Project Oversight Groups, including projects on alternatives to using 30-year Treasury securities to measure pension obligations and Cash Balance plans. He served a three-year elected term on the Society of Actuaries’ Pension Section Council and served as Chair of the Society of Actuaries’ Pension Section Research Committee. Tom has also been a member of the American Academy of Actuaries' Pension Committee and currently serves on the review committee for the Actuarial Standards Board.


    Tom is a graduate of the University of Delaware.


     >> Mark L. Lynne, CEBS

         President, Bolton Partners Health & Welfare Consulting Division

    Mark L. Lynne is the President of Bolton Partners Health & Welfare Consulting Division. Mark has over 25 years of group insurance and consulting experience. Prior to joining Bolton Partners, Inc., Mr. Lynne held senior positions at Herget/C&B Consulting Group, Blue Cross and Blue Shield of Maryland, and was vice president of sales and marketing at Preferred Health Network. He has been a recurring speaker at the International Foundation Conferences and has served as a Medicare Part D expert for public radio and TV shows.


    Mark has particular expertise with the following types of assignments:


    •  Cost projections and risk evaluation of all types of health  care products

    •  Evaluation of insurance carrier underwriting policies and funding arrangements

    •  Design and actuarial pricing of flexible benefit medical plan options

    •  Cost projections and formulation of long-term funding strategies for large multi-employer medical plans

    •  Analysis of managed care products and provider arrangements

    •  Analysis of retiree liabilities in connection with FAS 106, GASB 45 and SOP 92-6 valuations


    Mark Lynne is a cum laude graduate, with a Bachelor of Arts in Economics, from Loyola University Maryland. He has continued his education by obtaining his designation as a Certified Employee Benefit Specialist (CEBS). Mark attained the designation of Fellow with the CEBS program in 1995 and is a past president of the Chesapeake Chapter of CEBS and has taught several CEBS courses at local universities.



Baltimore Office







Boca Raton Office


7279 Panache Way

Boca Raton, FL 33433





Atlanta Office






675 Seminole Avenue, NE

Suite 310

Atlanta, Georgia 30307

36 S. Charles Street

Suite 1000

Baltimore, MD 21201



9000 Midlantic Drive

Suite 100

Mt. Laurel, NJ 08054





Washington Office


1615 L Street, NW

Suite 510

Washington, DC 20036







Copyright (c) 2008 - 2017 Bolton Partners, Inc. All rights reserved.





325 Sentry Parkway

Building 5 West, Suite 200

Blue Bell, PA 19422





Denver Office


720 South Colorado Blvd.

Penthouse North

Denver, CO 80246


Philadelphia Offices